What’s in a Mortgage? Breaking Down Your Monthly Payment In simple terms, a mortgage is a long-term loan that helps buyers purchase a home without needing to pay the full price upfront. For many, it’s the path to homeownership—and a key part of achieving the American Dream. Once you own a home, your

Foreclosures and Short Sales Explained: A Twin Cities Buyer Guide Foreclosures and short sales can create opportunity for buyers—but they also come with added complexity, especially here in the Twin Cities market. If you’ve heard these terms and aren’t quite sure what they really mean, you’re not al

Mortgage Rates Just Hit Their Lowest Point of 2025—Here’s What That Means If You’re Buying (or Selling) in 2026 If you’ve been waiting for a little good news on mortgage rates, we just got some. According to Freddie Mac’s weekly survey, the average 30-year fixed mortgage rate dropped to 6.15% at the

Should You Consider Buying a Home in the Winter? Here’s What the Data Says Should I consider buying a home in the winter? Yes. For many buyers, winter (especially post-holidays) can be one of the most strategic times to buy because you often face less competition—and as spring demand ramps up, price

This May Be the Best Time To Buy a Brand-New Home New home construction today is giving buyers something it feels like they haven't gotten much lately: a real shot at both the home they want and the deal they need. More brand-new options are on the market right now, and builders are rolling out ince